Certificate
1.20%*

Personal Loan
Sale!
June - August
Up to
$3,000
for
24 months
rates as low as
7.75%*
*Rate is based on your credit score.
 

NCUA Insurance
The $250,000 question... 

Your Deposits are Federally Insured by 
The National Credit Union Assocition 
up to $250,000. 

  Our Membership Includes the 
Following People

• West Irondequoit School District employees
• Full time students of West Irondequoit High School
• Employees of private schools in Irondequoit which include 
       Bishop Kearney
       Christ the King
       St. John Neumann
• Regional Transit Service employees
• Lift Line employees
• Rochester - Genesee Regional Transportation Authority employees
• Employees and dues paying members of Laborers' International Union of North America, Local 435
• Relatives of members belonging to any of the above groups*

*Relatives as defined by NCUA.

Skip-A-Payment

Take a month off from your loan payment at WIT. 
We'll "put your payment at the back of the book."

You can take advantage of this as much as once a year on each of your loans that qualify.
There are a number of factors involved so you need to talk to us to get all the details.
454-4580

Rates 
1 year

Banks and other Credit Union's rates are dropping. WIT is holding its rates high for the time being. Come and get 'em while they last!  
*Annual Percentage Yield for $5,000 or more
see our "Rates" page for all our rates.

Home
Equity 
Line of Credit
June - August

Introductory Rate
1.75%
through the end of 2010

Rate is variable, changing to
Prime minus .25% 
on January 1, 2011.

The rate minimum is 5.00% 
and has a maximum of 13.5%

WIT has Credit Cards!
Call 1-888-415-6154
or 
go online at 
https://www.myCUcard.com
to apply.

 Debit Cards
To activate your card or to change a PIN
1-800-448-8268

To report a lost or stolen card you can call our office at 454-4580 or after hours call the hotline at
1-800-264-5578.

   -  Monitor your Credit  -
Get your free credit report 
once a year:

Online  -  www.annualcreditreport.com
Phone  -  1-877-322-8228
By Mail  -  Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281 

    ATM Access
Over 60 ATM Machines

 Access your funds from over 60 ATM Machines in the Rochester area. Fee-free ATM's include those owned by:

• ESL
• Family First
• Pittsford FCU
• Summit

Note: If your ATM or Debit card is lost or stolen you may report it 24 hours a day at 1-800-528-2273. 

 WIT has Checking Accounts!

We can set you up with direct deposit, checking,  overdraft protection, and a debit card.

Apply for a checking account