WIT Federal Credit Union

Welcome to WIT Federal Credit Union

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New at WIT Jumbo & Mini-Jumbo Certificate Rates

Members with Certificate Accounts of $50,000 to $99,999.99 will receive higher interest rates, and Certificates of $100,000 or more will receive even higher rates. See our rates page for specific rates.


Debit Cards

To activate your card or to change a PIN, call 1-800-448-8268.

To report a lost or stolen card you can call our office at 454-4580 or after hours call the hotline at


Monitor your Credit

Get your free credit report once a year:

Online: www.annualcreditreport.com
Phone: 1-877-322-8228
By Mail:

Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281

Note: The credit scores that are available for purchase on line are not your actual credit score. They are an approximation and you can not rely on them.


Our Membership Includes the Following People

  • West Irondequoit School District employees
  • Full time students of West Irondequoit High School
  • Employees and volunteers of private schools in Irondequoit which include: 
    • Bishop Kearney
    • Christ the King
    • St. John Neumann
  • Employees and dues paying members of Amalgamated Transit Workers, Local 282
  • Rochester - Genesee Regional Transportation Authority employees
  • Lift Line employees
  • Employees and dues paying members of Laborers' International Union of
    North America, Local 435
  • Employees and members of International Association of Heat and Frost Insulators & Allied Workers, Local 26.
  • Employees and members of Sheet Metal Workers' International Association, Local 46.
  • Employees and members of Teamsters Local 118
  • Employees of Alsco who work in Rochester, NY
  • Immediate family members of persons belonging to any of the above groups*

*Immediate Family Members as defined by NCUA

If you are in any way dissatisfied with our services we suggest you follow these steps:

1 . Contact the manager, David Wright

2. Contact our Supervisory Chairperson

Supervisory Committee
WIT Federal Credit Union
P.O. Box 31492
Rochester, NY 14603

3. You may file a formal complaint with the National Credit Union Association (NCUA) online at the following site: https://complaint.mycreditunion.gov/CAC/CommunityLogin. NCUA will send your complaint to David Wright and the Supervisory Chairperson will meet with you to listen to your concern.


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