WIT Federal Credit Union Your Credit Card Info Online Security for your Credit Card Online Security for your Debit Card WIT Federal Credit Union
No Fee ATM Providers Rates Applications Online Access and Bill Pay WIT Federal Credit Union 22 4th Street, Rochester, NY 14609 Phone: (585) 454-4580 Welcome to WIT Federal Credit Union

Welcome to WIT Federal Credit Union

A link to a .pdf file is present.

New at WIT Jumbo & Mini-Jumbo Certificate Rates

Members with Certificate Accounts of $50,000 to $99,999.99 will receive higher interest rates, and Certificates of $100,000 or more will receive even higher rates. See our rates page for specific rates.


Debit Cards

To activate your card or to change a PIN, call 1-800-448-8268.

To report a lost or stolen card you can call our office at 454-4580 or after hours call the hotline at


Monitor your Credit

Get your free credit report once a year:

Online: www.annualcreditreport.com
Phone: 1-877-322-8228
By Mail:

Annual Credit Report Request Service
P.O. Box 105281
Atlanta, GA 30348-5281

Note: The credit scores that are available for purchase on line are not your actual credit score. They are an approximation and you can not rely on them.


Our Membership Includes the Following People

  • Employees of East and West Irondequoit Central Schools
  • Full time students of Irondequoit High School
  • Employees private or parochial school in Irondequoit including:
    • Bishop Kearney
    • Christ the King
    • St. John Neumann
  • Employees of Regional Transit Service and Access.
  • Members, employees, and retirees of the following Locals:
    • Laborers’ International Union, Local 435
    • Amalgamated Transit Workers, Local 282.
    • Insulators and Allied Workers, Local 26
    • Teamsters Local 118
    • Sheet Metal Workers, Local 46
    • Electrical Workers, Local 86
  • Employees of Alsco who work in Rochester, NY
  • Members of The Friends of the Irondequoit Public Library
  • A number of other smaller groups
  • Immediate Family members of any of the above named groups (as defined by NCUA)

If you are in any way dissatisfied with our services we suggest you follow these steps:

1 . Contact the manager, David Wright

2. Contact our Supervisory Chairperson

Supervisory Committee
WIT Federal Credit Union
P.O. Box 90744
Rochester, NY 14609-0744

3. You may file a formal complaint with the National Credit Union Association (NCUA) online at the following site: https://complaint.mycreditunion.gov/CAC/CommunityLogin. NCUA will send your complaint to David Wright and the Supervisory Chairperson will meet with you to listen to your concern.




Office Hours


WIT Branch

M-W 9 am to 3:30 pm
Th-F 9 am to 4:30 pm
22 4th Street
Rochester, NY 14609
Ph. (585) 454-4580
Fx. (585) 454-4610

BTA Branch

M-F 9 am to 4 pm
1350 Buffalo Road – Lower Level
Rochester, NY 14624
Ph. (585) 328-0340
Fx. (585) 328-1391

Irondequoit Branch

M-F 11 am 5 pm
200 Perrin Drive
Rochester, NY 14622
Phone: (585) 342-5680
Fax: (585) 544-1843



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WIT is committed to providing a website that is accessible to the widest possible audience in accordance with ADA standards and guidelines. Our site has undergone testing and has been modified to be ADA compliant. We are actively working on an ongoing basis to increase accessibility and usability of our website to everyone. If you are using a screen reader or other auxiliary aid and are having problems using this website, please contact us at 585-454-4580. All products and services available on this website are also available at all WIT branches.

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